Mortgage loans for flat comparison of banks. Familiarize yourself not only with the proposals of banks and loans for the purchase of an apartment, but also with experts who will help you find such a loan.
Are you going to buy an apartment? The first and basic step should be checking your creditworthiness to know what flat you can look for.
Another thing to keep in mind is the required own contribution, which currently (2019) is 20%.
You can search for bank offers yourself. One should only go to the banks and collect banking offers. If, for example, we are looking for a mortgage for PLN 250,000 for 25 years, having the offers and calculated rrso calculated, you can determine the ranking of loans, and thus choose the best solution.
Mortgage loans for housing can, among others, be searched with a loan calculator. The mortgage calculator, however, primarily helps in the estimation of loan installments. By entering the parameters of the loan, for example a mortgage loan of PLN 150,000 for 30 years, we will estimate credit installments. These are indicative calculations.
A financial intermediary is a very good direction when looking for a favorable mortgage. And whether it is going to be a mortgage for 70 thousand zlotys or a housing loan for 150 thousand zlotys, it is worth meeting a financial expert. This is a free meeting, at which the specialist will not only compare mortgage offers for us. In addition, we will calculate our creditworthiness and answer many mortgage questions.
A mortgage loan does not necessarily have to be used to buy real estate. It can also be used for renovation / modernization or general finishing of a house or flat. And the amount of the mortgage 50 thousand PLN, 60 thousand PLN for such a purpose can sometimes be too small. What else can you use for a mortgage? For example, for the purchase of building plots, reconstruction or extension of a single-family house or even for the adaptation of non-residential premises into residential ones. As you can see, these are primarily residential purposes.